Axa Advisors Retirement Benefits Group

401(k) Advisors Expands Into NonQualified Arena
Leader for Executive Benefits Consulting effective today. Advisors and Retirement Plan Advisory Group (RPAG) Capital Group and AXA Advisors, he also ran the west coast operations for the latter. ... Get Doc

retirement Plan Solutions 403(b) Plan Compliance Guide
AXA Advisors, LLC, and its specialized division, the Retirement Benefits Group (RBG).

Is Indexed Universal Life Good or Bad?

What Is Indexed Universal Life, and is it good or bad? Steve and Bobby address indexed universal life insurance to give you the tools to determine whether it can work in a bad market environment. Does it work? You decide.

A life insurance policy issued by an insurance carrier that has a minimum guarantee where crediting of any excess interest is determined by the performance of an external index, such as the Standard and Poor's 500® index. An Indexed Universal Life policy is considered a moderate risk/moderate return insurance product.

Indexed Universal Life provides lifetime coverage that is unbundled and flexible, yet earns potential interest that is based on an external index, such as the S&P 500®. Universal Life (IUL) was developed in 1997, and was a solution for people who wanted the safety and guarantees of Universal Life, but also wanted a potential for greater interest crediting. This permanent type of insurance provides lifetime coverage if performance warrants, as well as minimum guaranteed cash values and death benefits (like traditional Universal Life). Minimum guarantees may be slightly lower than traditional UL, in order to compensate for the greater upside crediting potential. Upside potential is limited, however. The cash values of an IUL are based in-part on one or more indexed crediting method(s) that the client selects. In this manner, IUL's resemble VUL because the client has some control over the policy through the premium allocation (although not all policies give a choice of multiple crediting methods). However, like traditional UL, the insurance company assumes any risk in the event of a downturn in interest rates. The funds that back this type of product are also held in the insurance carrier's general account. Therefore, the Indexed Universal Life policyholder is always protected by the minimum guarantee, regardless of interest rate performance. Insurance carriers who sell this type of product offer it via a life insurance policy, as it is a fixed insurance product. This type of product is typically positioned for clients who are risk averse, but want greater potential for indexed gains. Indexed UL has greater upside potential (although limited), minimum guarantees, and downside protection. A consumer cannot lose their principal due to fluctuations in the market with this type of product.

Indexed UL is a type of fixed insurance product, and regulated by the state insurance departments for each individual state. It does not require the presentation of a prospectus because it is not a securities product

Steve Savant is a national insurance columnist, financial color commentator and host of the daily Internet talk show, The Business Insurance Zone. Steve's special guest is Bobby Samuelson, Editor Of Life Review and insurance industry consultant. Bobby regularly presents to industry groups such as the International Forum, ValMark Securities, Partners Financial, AXA Advisors and various insurance carriers on life insurance product pricing and trends. He has also authored and co-authored articles appearing in publications such as Trusts & Estates and The Wealth Channel Magazine and has been quoted in the Wall Street Journal.

Together, AXA Advisors and the RBG provide wealth management services and financial education to meet the retirement needs of those who build and serve our communities: educators and staff in our ... Document Viewer

Non-Qualified Ed
The non-qualified retirement benefits are tax deductible by the company when paid to the employees. Additionally, the tax-deferred growth of the cash value 11 Through the AXA Advisors Support Group — Atlanta. IT’S A WINNING DECISION ... Visit Document

How A 403(b) Plan Helps You Save - GSD Home Page
Christopher J. Strivieri, Vice President, Northeast Division, AXA Advisors, LLC, Bala Cynwyd, PA Kenneth J. Swanson, PRSBA, Business Manager/Board Secretary, Edna Russo, CLU, Vice President, AXA Equitable-Retirement Benefits Group, Edison, NJ Ketul Thaker, National Director, ING, Windsor, ... Fetch Document

AXA Advisors Marché Des Particuliers - AXA Group Web Site ...
AXA Advisors – Notre avantage 2003/2004 Projets et Réalisations Retirement Benefits Group (exemple de distribution ciblée) ... Read Document

Approved Vendor And Contact List-3-15-09 - Archdiocese Of ...
AXA Equitable AXA Advisors, Retirement Benefits Group, 4000 Smith Road, Ste 300, Cincinnati, OH 45209 Commonwealth Annuity & Life Insurance Co. Laura Bryant, 132 Turnpike Road, Ste 210, Southborough MA 01772 ... Get Content Here

GYL Decauwer Teams With Burnham Gibson To Offer Expanded Capabilities
GYL Decauwer, LLP, a tax planning and accounting services firm based in Rancho Cucamonga, Calif., announces it is teaming with Burnham Gibson Financial Group -- a full-service financial services firm that ... Read News

403(b) Plan Compliance Manual
Products are distributed by an affiliate, AXA Advisors, LLC. AXA Equitable has sole responsibility for its annuity and life insurance obligations. AXA Equitable and the Retirement Benefits Group AXA Equitable—Experience, Knowledge, and Resources ... Return Document

About Experts Sitemap - Group 151 - Page 17 2012-07-27
Treasury account, variable annuity, axa: subject to the strength of the insurer financial planner, financial advisors: Hi, retirement, ira cds, survivor benefits ira cds, survivor benefits, ... Read Article

Greg Nazvanov | Ralph Nahas Testimonial | INKOM | Best ...
Merrill Lynch, Blackrock, Goldman Sachs JBWere, Templeton, Man, AXA, Tyndall, Zurich, Fidelity, UBS and Investing, Art, Estate Planning, Retirement, Real estate and Business Management, plus is a passionate philanthropist who donated Skloff Financial Group by askloff ... View Video

I Need A Financial Plan For Life After DROP
Securities are offered through AXA Advisors, LLC, member FINRA, SIPC. your retirement benefits have not—they’ve been accumulating in the Florida Retirement System your retirement years. 1 “AXA Group” refers to AXA, ... View This Document

Credit Suisse - Wikipedia, The Free Encyclopedia
Credit Suisse Group AG is organized as a stock corporation registered in Zurich that operates as a holding company. life, disability, pension and retirement products among others. Historically 20-40 percent of the bank's revenue has been from private banking services, ... Read Article

CHARLES D.F. COHN, CLU ChFC AXA Advisors, LLC 1633 Broadway 3 ...
AXA Advisors, LLC 1633 Broadway 3rd Fl. (212) National Association of Securities Dealers Principal Financial Group Million Dollar Round Table Qualifier Leaders Club . TAX-SHELTERED BENEFITS Individual Retirement Accounts (IRA's) _____ Keogh Plans (HR 10's) ... Doc Viewer

Saving Enough To retire? A 403(b) Plan Can Help
AXA Advisors and the Retirement Benefits Group the Retirement Benefits Group (RBG). Together, AXA Advisors and the RBG provide wealth management services and financial education to meet the retirement needs of those who build and serve our ... Fetch Here

About Experts Sitemap - Group 31 - Page 31 2012-08-30
State retirement benefits, probate court, life insurance benefits, group life insurance: Yes. I noticed those Continuation things too. professional financial advisors, national association of insurance and financial advisors: ... Read Article

Merrill Lynch - Wikipedia, The Free Encyclopedia
With over 15,000 financial advisors and $2.2 trillion in client assets, a Singapore government investment group, in an effort to raise capital. The benefits, therefore, will incentivize them to stay with their jobs because they have a 401k plan established. ... Read Article

AXA Advisors, LLC Settlement Planning Group
AXA Advisors, LLC Settlement Planning Group The party paying the claim may pay more benefits if the payments are made over a period of time retirement.

AXA Equitable's 800lb Gorilla Joy Ride Commercial

AXA Equitable's 800lb Gorilla Joy Ride Commercial.

In addition, a structured settlement can be designed so that you will not outlive the ... Access Full Source

To All West New York Board Of Education Employees
Christopher J. Strivieri, Vice President, Northeast Division, AXA Advisors, LLC, Bala Cynwyd, PA . Kenneth J. Swanson, PRSBA, Business Manager/Board Secretary, Edna Russo, CLU, Vice President, AXA Equitable-Retirement Benefits Group, Edison, NJ . Ketul Thaker, National Director, ING, Windsor, ... Read Document

AXA Advisors LLC Baby Boomers Shift Priorities: Part L ...
Larry Tomaszewski AXA Advisors LLC Baby Boomers Shift Priorities: saving enough money to fund your own retirement. Tou may even be concerned about the health and well-being of your parents or in-laws. And you may be demographic group. In the latest study, we sought to determine how ... Get Content Here

Careers With AXA Advisors, LLC - YouTube
Ever considered a career in financial services? AXA Advisors, LLC, an affiliate of AXA Equitable, has opportunities for financial sales professionals in many locations across ... View Video

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AXA ADVISORS - Brownsville, TX 2003 - 2008 Vice-President, Western Division (2007 - 2008)  Communicated best practices and lessons learned to other managers at AXA Retirement Benefits Group national managers’ conference dinner event. ... Doc Viewer

An Innovative Program For CPAs Knowledge Service
Trusted AdvisorsSM,an AXA Financial business, works with a group of financial professionals Employee Benefits Plans, Pension & 401(k) Implementation Executive Benefit & AXA Advisors’ Letter Library — an array of compliance-approved letters and other ... Access This Document

RETIREMENT PLAN ADVISORS
Group advisor, AXA Advisors; Marv Rotter, former agency manager and regional manager, AXA Advisors Director, Retirement Plans Longfellow Benefits, Boston Age: 37 Education: Brandeis University, B.A., Economics Mentors: Brian Dillon, former regional v.p., ... Return Document

AXA Advisors, Grand Junction Group
AXA Advisors, Grand Junction Group Our Vision, with AXA Advisors, you are the connection to your community, offering a chance to rebuild retirement plans, secure long-term assets, and prepare for the future. and benefits package, ... Return Doc

About Experts Sitemap - Group 38 - Page 65 2012-08-30
Financial planner, axa: Hi, Becky again That is a tough one, smile! retirement plan benefits, alternate payee: Hi, 401K investment mix for early retirement, independent financial advisors, variable annuity, ... Read Article

AXA Advisors Retail Distribution Overview
AXA Advisors Advanced Practice Group RBG. The Retirement Benefits Group (RBG) ¾A dedicated division ¾Primarily focused on: – Educating clients in the Employer Sponsored-Tax Sheltered Market and – Marketing AXA Financial Products to these clients to meet ... Retrieve Full Source